Please note, we can only provide cover for trips that start on or after the date that travel resumes for all UK residents and the country you are due to visit has lifted restrictions. We are not currently providing quotes for travel prior to 15th February 2021. Please note our policies do not provide cover if you travel against FCDO advice. For more information, please read more here: FAQ page

Read More Here Cancel Policy

About us has been set up with one simple aim:

To make travel insurance more accessible and more cost effective for people with medical conditions as well as for people who are retired.

We believe that finding comprehensive travel insurance at competitive rates should be easier than it currently is. Even if the traveller has (or has had) a medical conditions.

For more information on our approach, have a look at our philosophy and approach to travel insurance. is a trading style of Crispin Speers and Partners Ltd (CSP). Established in 1985, CSP has been specialising in travel insurance for a number of years and has built up a wealth of experience in providing cost effective travel insurance.: CSP are Lloyds brokers and are authorised and regulated by the Financial Conduct Authority – number 311507 and whose registered address is St. Clare House, 30-33 Minories, London, EC3N 1PE. Reference 1960404. is underwritten by Travel Insurance Facilities plc and insured by Union Reiseversicherung AG (URV). Travel Insurance Facilities plc are authorised and regulated by the Financial Conduct Authority (FCA). URV are authorised by BaFin and regulated by the FCA.
nowicantravel travel insurance policies are administered through Travel Administration Facilities a division of Travel Insurance Facilities Group

Single Trip travel insurance
  • Competitive prices
  • No age restrictions
  • Most medical conditions covered
  • Save money with variable cover
Get a single trip travel insurance quoteMore information
Longstay travel insurance
  • Cost effective cover
  • Travel up to a year at a time
  • Most medical conditions covered
  • Suitable for working abroad
Get a Longstay travel insurance quoteMore information
Annual multi trip travel insurance
  • No limit on the number of trips
  • Travel up to 31 days at a time
  • Couple and family discounts
  • Available to everyone under 75
Get an annual multi-trip travel insurance quoteMore information
Cruise travel insurance
  • Competitive cruise insurance
  • Specialist cruise cover
  • Most medical conditions covered
  • Cancellation cover up to £10,000
Get a cruise travel insurance quoteMore information
Wintersports travel insurance
  • Full winter sports insurance
  • Skiing and snowboarding insurance
  • Most medical conditions covered
  • Includeson and off piste closure
Get a wintersports travel insurance quoteMore information
Backpacker travel insurance
  • Save on single trip prices
  • Allows trips up to a year
  • Most medical conditions covered
  • Suitable for working abroad
Get a backpacking travel insurance quote More information
Activity travel insurance

If you are planning on any activity whilst on your holiday, we cover many activities
as standard, however please check our activity list. If required you can add an activity pack for an additional fee.

Activity listMore information