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Medical Conditions

People with known medical conditions often find it difficult to get cover under standard travel insurance policies. Insurers want to insure only events that are totally unforeseen and the existence of a condition causes them concern that the chances of a claim are greatly increased.

Nowicantravel.co.uk works with insurers who have gained knowledge of conditions from Eczema to Cancer and know how to make fair and reasonable assessments. Our insurers won’t unreasonably refuse cover and where they have to apply some increased price or other control, will do it from a basis of real understanding of what you need.

Short duration trips to close destinations may be much less risky in terms of likelihood of claim or the cost of it than longer trips to far off lands for the apparently well and we have factored that in to our pricing. But we can still insure many types of holiday to all destinations and up to a year in length.

Conditions such as diabetes, angina, arthritis, asthma, cancer, heart attack, high or low blood pressure don’t have to prevent you from getting insurance for that longed for or much needed holiday. Even more serious conditions can often be capable of being insured at sensible prices.

Travellers with disabilities can also be insured. This includes those with mobility aids including; wheelchair, motorised wheelchair, walking stick, walking frame or crutches.

Of course we can’t guarantee to give you the same price as people without pre-existing conditions but we will try to provide a quotation. We don’t automatically apply an age limit so the assessment of your insurance cost will be based on your personal circumstances.

Single Trip travel insurance
  • Competitive prices
  • No age restrictions
  • Most medical conditions covered
  • Save money with variable cover
Get a single trip travel insurance quoteMore information
Longstay travel insurance
  • Cost effective cover
  • Travel up to a year at a time
  • Most medical conditions covered
  • Suitable for working abroad
Get a Longstay travel insurance quoteMore information
Annual multi trip travel insurance
  • No limit on the number of trips
  • Travel up to 31 days at a time
  • Couple and family discounts
  • Available to everyone under 75
Get an annual multi-trip travel insurance quoteMore information
Cruise travel insurance
  • Competitive cruise insurance
  • Specialist cruise cover
  • Most medical conditions covered
  • Cancellation cover up to £10,000
Get a cruise travel insurance quoteMore information
Wintersports travel insurance
  • Full winter sports insurance
  • Skiing and snowboarding insurance
  • Most medical conditions covered
  • Includeson and off piste closure
Get a wintersports travel insurance quoteMore information
Backpacker travel insurance
  • Save on single trip prices
  • Allows trips up to a year
  • Most medical conditions covered
  • Suitable for working abroad
Get a backpacking travel insurance quote More information
Activity travel insurance

If you are planning on any activity whilst on your holiday, we cover many activities
as standard, however please check our activity list. If required you can add an activity pack for an additional fee.

Activity listMore information